Insurances

If you have become a member of a mandatory health insurance company (student tariff between approx. 139 - 144 EUR), you will receive a so-called insurance certificate (M10) from them for enrollment at the student office. This is usually sent automatically by the mandatory health insurance company to the university for enrollment. We will be happy to advise you on special insurance issues such as health insurance for fellow students. We recommend taking out mandatory health insurance, as private insurance does not cover pre-existing conditions: you can find detailed information on the DAAD website

For EU citizens, presentation of the European Health Insurance Card (EHIC) is sufficient as health insurance. This means that you can be exempted from compulsory insurance in Germany with a certificate of exemption from a German health insurance company.

A private insurance policy must cover outpatient, inpatient and dental treatment and the exact insurance benefits must be recognizable, e.g. duration of validity, scope of validity and financial amount of the insurance cover. If one of these three areas is not adequately covered, no exemption from compulsory insurance will be issued and you will have to take out health insurance in Germany. Before you arrive, we therefore recommend that you contact a statutory health insurance company in Germany to ensure that your private insurance meets all requirements.

We also recommend that all students take out a private liability insurance.

As a student, you do not have to pay contributions for statutory accident insurance. The Studierendenwerk has accident insurance for all students. 

Techniker Krankenkasse has office hours at Frankfurt UAS to answer your questions about health insurance. Consultation hours: Mondays 9:30 - 12:00 in building 1, room 113

Contact: Niklas Kniedel, Mobile: 0160 91208580 Email: Niklas.Kniedel@tk.de Information on the website: www.TK-online.de

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